Have you heard of the Pay as You Drive (PAYD) auto insurance? Apparently, this option in auto insurance is offering big discounts and all you have to do is allow a GPS Tracking device to be installed in your car to monitor your driving habits the way you are monitored by your boss. This device will calculate you speed, acceleration the number of miles you drive per day and the time you took out your car out of the garage. Well this might seem a surefire way to lower your auto insurance quotes but does it not remind you of your mother or wife monitoring your every move?

While most car insurance companies are offering this kind of option (in complete contrast to the word ¡°option¡± once purchased) as 1 way to save, the decision is still up to the client. He is to decide whether he is capable of letting his insurer invade his privacy. If he thinks that his privacy is worth giving up for that special discount, then he can go for it. On the other hand, if you are just like me who is a very private person and would want to keep his whereabouts to himself, then opt for other discounts available (security, safety, student, senior, and good driving history discount).

The one advantage in this car insurance